
We Find the Gaps.
Your Downline Gets the Edge.
Most benefit programs are built for the traditional workforce. Brower Solutions brings options for everyone else.
Let's Talk SolutionsA path that most people in this industry simply don't have.
Brower Solutions partners with brokers and agents to identify, structure, and deliver benefit solutions for the niche markets that most carriers overlook. If your downline includes independent contractors, gig workers, self-employed professionals, or non-W-2 earners, we have a way to reach them.

Patrick Brower has built his career around helping brokers uncover opportunities others overlook. He is passionate about helping independent workers access work-based health benefits when traditional employer-sponsored coverage isn't an option.
The brokers and organizations who work with Brower Solutions gain a powerful way to deliver more value and stand out in a competitive market.
What Brower Solutions Brings to the Table
Access to GigCare
A real health insurance solution you can finally offer your independent, 1099 clients. Thanks to an innovative model, Brower Solutions partners can offer something their competitors simply can't.
FlexCare
Real benefits for the whole family, at just $10 a month. Its guaranteed-issue, plug-and-play group model lets Brower Solutions partners win the accounts that never fit a traditional plan—associations, unions, and credit unions, apartment complexes. The possibilities are endless!
AFE
Top-tier carriers, guaranteed-issue plans, and Amazon-like enrollment, all on one platform. With a modern leveled commission system, Brower Solutions brokers don't just close a sale, they build an offering that pays them for years.
Voluntary Benefits
Traditional voluntary benefits for the employer groups already on your book. From accident and critical illness to hospital indemnity and life, Brower Solutions partners can round out any group and capture commissions other brokers leave on the table.
The Right Fit
Ready to Talk?
One conversation is usually enough to know whether there's a fit. We move fast and don't waste your time.
Let's Talk Solutions