The Coverage Gap
Has a New
Exit Ramp.

GigCare is the health benefit program built for the independent workforce, accessible through PSM's work-based eligibility path.

Let's Talk Solutions

WHAT IS GIGCARE?

GigCare: A Growth Opportunity Built for Agents

GigCare is real health coverage for the independent, 1099 workforce—the freelancers, contractors, and gig workers that traditional benefit channels overlook. Built on an innovative Population Science Management model, it's a solution your competitors simply can't offer.

For you, GigCare is more than another product. It's a recruiting and growth tool. It gives you a clear market to serve, a relevant solution to lead with, and an easy reason to start conversations with the clients no one else is talking to.

With Brower Solutions behind you, you plug into the structure and support that turn those conversations into closed business—and a growing book.

HOW IT WORKS

How the Program Works

STEP 1

Check Eligibility

A few quick questions determine whether a client qualifies to join PSM as a Working Owner.

Eligibility is the starting point. Not everyone qualifies.

STEP 2

Join PSM as a Working Owner

Qualified participants join Population Science Management as a Consumer Data Correspondent.

A real role, with real responsibilities, that unlocks coverage typically reserved for W-2 employees.

STEP 3

Complete the Monthly Role

Working Owners stay active with a brief monthly survey through the Covered365™ app, and are compensated.

PLAN DETAILS

What GigCare Includes

Plan Types

Preferred Provider Organization
Exclusive Provider Organization
Health Savings Account compatible

Pharmacy Benefit Solutions

Kroger Pharmacy
ScriptAide

Nationwide Network Access

Aetna
Blue Cross and Blue Shield of Nebraska

2 million+ physicians and ancillary providers nationwide. No primary care physician or referrals required.

Additional Plan Features

Pre-certification and Care Management included
No PCP or referral requirements
Live daytime customer service
24/7 Member Portal via Covered365™ app

Built on a Full Network of Benefit Partners

MyLiveDoc

Virtual access to primary care, 24/7 urgent care, and mental health crisis prevention. Powered by BowTie — no appointment required.

Diathrive

FDA-approved diabetes supplies delivered on demand, plus a full coaching platform.

Green Imaging

Transparent cash-pay pricing for MRIs, CTs, and imaging. No surprise fees.

Detego Health

Third-party administrator specializing in cost management without sacrificing access or quality

ScriptAide

Reduces prescription costs through direct-to-member support from Pharmaceutical Access Coordinators.

Everything in One Place: Covered365™

The Covered365™ app is the member portal for GigCare participants — available 24/7 on iPhone, iPad, and Android.

Digital ID card access
View and manage claims and EOBs
Access plan documents and resources
Complete monthly Consumer Data Respondent surveys

Complete the Picture

GigCare is built around medical coverage, but active, eligible Working Owners may also access supplemental benefit options to round out their protection.

Dental & Vision Coverage

Accident Medical & Disability Coverage

Critical Illness - Under/Over 65

Cancer - Under/Over 65

Hospital Indemnity Plans

Group Term Life Insurance

AD&D Up To $750,000

Long Term Care

Bring GigCare to Your Downline

If your downline includes independent contractors, real estate agents, gig workers, or non-W-2 earners, this is the conversation to have.